First Marriage

Gone are the days when the majority of young men and women married right after high school or college and barely had two nickels to rub together. Today, many couples are delaying marriage, often well into their thirties. Those couples come into the marriage with established careers, 401(k)s, investment accounts, homes, debt and their own money personalities. Friction about money is high on the list of causes of stress between spouses. Often it’s not the lack of money that is at the root, but the incompatibility of the couple’s money management styles. The first step is to identify each of your money personalities.

Even couples with very different money personalities can live happily if they commit to open and frequent communication about their finances.

We work with couples to:

Re-marriage

Couples marrying for the second or more time enter the marriage with potentially complicated finances. Not only do they bring their own assets, debts and credit histories, but established financial management styles as well. They may have their own investment managers, CPA’s, financial planners and attorneys. They may own businesses and have financial obligations to children and ex-spouses. Perhaps they have even signed a pre-nuptial agreement. However, that prenuptial usually focuses on the financial settlement in case they divorce. It doesn’t address how the couple will handle their merged financial lives.

We work with remarrying couples to:

We stay involved. We meet with you annually or when significant changes in your financial situation occur to update your financial plan and track your progress.